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Ncd Transfer To New Car?


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#11
clex777

Posted 17 February 2011 - 11:02 PM

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QUOTE (vr2turbo @ Feb 17 2011, 10:42 AM) <{POST_SNAPBACK}>
Well, there is always a starting point to start learning.
As long as there is no claim, NCD will stand. If buying new car with higher value, then transfer old car insurance NCD to new car and buy new insurance for old car. If new car in other person name then cannot be done.

For your existing case, are both car insurance from same insurance? If yes, maybe you can call them up for advice.



Thanx Bro....good things must be shared for all.

#12
vr2turbo

Posted 18 February 2011 - 11:43 AM

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QUOTE (clex777 @ Feb 17 2011, 11:02 PM) <{POST_SNAPBACK}>
Thanx Bro....good things must be shared for all.

Yup, power of the forum...... smile_thumbup.gif

#13
ain206

Posted 18 February 2011 - 12:45 PM

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QUOTE (vr2turbo @ Feb 18 2011, 11:43 AM) <{POST_SNAPBACK}>
Yup, power of the forum...... smile_thumbup.gif



everyone in the forum who have an open mind will try to help fellow friend with that little knowledge they have.

#14
vr2turbo

Posted 18 February 2011 - 01:33 PM

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QUOTE (ain206 @ Feb 18 2011, 12:45 PM) <{POST_SNAPBACK}>
everyone in the forum who have an open mind will try to help fellow friend with that little knowledge they have.

For Insurance matters, we require your knowledge.......you are the sifu here...... smile_thumbup.gif

#15
Newkelisa

Posted 18 February 2011 - 02:24 PM

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QUOTE (vr2turbo @ Feb 18 2011, 01:33 PM) <{POST_SNAPBACK}>
For Insurance matters, we require your knowledge.......you are the sifu here...... smile_thumbup.gif

Aye .. can't agree more

#16
vr2turbo

Posted 18 February 2011 - 04:44 PM

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QUOTE (Newkelisa @ Feb 18 2011, 02:24 PM) <{POST_SNAPBACK}>
Aye .. can't agree more

you see.......member knows...... smile_tongue.gif

#17
alexT

Posted 05 January 2012 - 03:31 PM

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guys,
i have a rather silly question here. Lets say i cancel the insurance of my old car (to continue the NCD to the new car), who is responsible to get the new policy for the old car? me or the new buyer?

#18
cute_boboi

Posted 05 January 2012 - 03:53 PM

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QUOTE (alexT @ Jan 5 2012, 03:31 PM) <{POST_SNAPBACK}>
guys,
i have a rather silly question here. Lets say i cancel the insurance of my old car (to continue the NCD to the new car), who is responsible to get the new policy for the old car? me or the new buyer?


New buyer.

"When Columbus started out he didn`t know where he was going. When he got there he didn`t know where he was and when he got back he didn`t know where he had been." - Anonymous

#19
flee

Posted 05 January 2012 - 03:55 PM

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The way I see it, NCD is attached to both the owner and the car. Otherwise I can have Car No 1 with 55% discount and when I buy car no 2 (but not sell car no 1), I can also claim the same NCD.

It makes sense to attach the NCD to the owner AND car as each owner and each car has its own claim history. The reason why owners transfer NCDs when they dispose of their old car is because the NCD is not attached solely to the owner.
Regards,
Flee



#20
vr2turbo

Posted 05 January 2012 - 10:40 PM

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QUOTE (flee @ Jan 5 2012, 03:55 PM) <{POST_SNAPBACK}>
The way I see it, NCD is attached to both the owner and the car. Otherwise I can have Car No 1 with 55% discount and when I buy car no 2 (but not sell car no 1), I can also claim the same NCD.

It makes sense to attach the NCD to the owner AND car as each owner and each car has its own claim history. The reason why owners transfer NCDs when they dispose of their old car is because the NCD is not attached solely to the owner.

NCD in name of owner, up to owner which car gets it.... smile_tongue.gif