QUOTE (wanida @ Apr 22 2011, 09:59 PM) <{POST_SNAPBACK}>
sorry to say if you mentioned Rxx refers to same bank i applied before, me also having the same problem with this bank. 3 weeks is too long already. you need to push ur sales man or the dealer to get it approved.
you have not mentioned clearly when u settled the term loan, was it badly conducted or otherwise?
to answer ur no 2 question, there is no term as "easy" to obtain loan approval nowadays as banks are more thorough in approving loans to avoid NPL. Nowadays, they have system credit assessment like e-loan, credit scoring to give detailed advice to the approving authority. Good Luck...
you have not mentioned clearly when u settled the term loan, was it badly conducted or otherwise?
to answer ur no 2 question, there is no term as "easy" to obtain loan approval nowadays as banks are more thorough in approving loans to avoid NPL. Nowadays, they have system credit assessment like e-loan, credit scoring to give detailed advice to the approving authority. Good Luck...
Thanks for your sharing and info. By the way, i did called salesman and he said it still in process. He mentioned that the loan officer is submitting report showing that i'm clear all the dept with release letter from bank. I think i should push him harder again.
My term loan i paid it on time every month. Just at that time i have extra money so i clear all of it.
By the way, is the chances to get approval high (for Rxx bank) since its already 3 week. Or should i get the agent to help me submit for other bank as well