Hi Everyone , I want to buy a car .. For 65K .. My Deposit is around 2K .. My salary basic is RM1,800 .. Can i get accepted for a 65k car loan?
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Car Loan
Started by
genzy
, Nov 10 2013 04:16 AM, 3 replies to this topic
#2
Posted 10 November 2013 - 02:22 PM
vr2turbo
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QUOTE (genzy @ Nov 10 2013, 04:16 AM) <{POST_SNAPBACK}>
Hi Everyone , I want to buy a car .. For 65K .. My Deposit is around 2K .. My salary basic is RM1,800 .. Can i get accepted for a 65k car loan?
Check with the bank. Maybe they can draw up a good deal for you....
#3
Posted 11 November 2013 - 11:31 AM
cfa
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QUOTE (genzy @ Nov 10 2013, 04:16 AM) <{POST_SNAPBACK}>
Hi Everyone , I want to buy a car .. For 65K .. My Deposit is around 2K .. My salary basic is RM1,800 .. Can i get accepted for a 65k car loan?
the honest answer is very Tough
If your basic pay is only RM1,800, the max repayment that you can afford is RM600. Unless you want a 9-year loan, you are best looking at a car that cost below RM50K, taking a loan of say RM45K.
Bear in mind, you will have other cost such as Petrol, Maintenance, Toll. Also, if u fall in love, you will need extra $$$ for dating, getting married, buying a house.
#4
Posted 12 November 2013 - 08:31 AM
vr2turbo
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QUOTE (cfa @ Nov 11 2013, 11:31 AM) <{POST_SNAPBACK}>
the honest answer is very Tough
If your basic pay is only RM1,800, the max repayment that you can afford is RM600. Unless you want a 9-year loan, you are best looking at a car that cost below RM50K, taking a loan of say RM45K.
Bear in mind, you will have other cost such as Petrol, Maintenance, Toll. Also, if u fall in love, you will need extra $$$ for dating, getting married, buying a house.
If your basic pay is only RM1,800, the max repayment that you can afford is RM600. Unless you want a 9-year loan, you are best looking at a car that cost below RM50K, taking a loan of say RM45K.
Bear in mind, you will have other cost such as Petrol, Maintenance, Toll. Also, if u fall in love, you will need extra $$$ for dating, getting married, buying a house.
Bro. cfa, those at later date mah!...haha
Now he kao tim is car first....
