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How Much (%) Should The Car Monthly Loan Repayment Of Your Salary?


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#21
huemeuad

Posted 21 April 2014 - 04:38 PM

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as long as you deduct all you have 1/3 sure go through one

#22
Gunnerzz

Posted 10 May 2014 - 08:28 PM

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IMHO the deduction must leave u enough NDI to go on with daily needs and u can save some for that unexpected moment.
different locality have different cost of living.
no specific number.
if bnm issue something,its just a GUIDELINE.
the keyword is guideline which banks wil implement their own regulation amd work around the guideline to generate business.

so,
if u already have a car which dont give u problem then keep it.dont gatal2 buy another car.
if u really need a car, go for the cheapest one with the best quality.im not saying u to go buy a viva or 2nd kancil.
go find the best car u can find at the cheapest price and at the same time have good NDI.

#23
vr2turbo

Posted 11 May 2014 - 12:29 PM

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QUOTE (Gunnerzz @ May 10 2014, 08:28 PM) <{POST_SNAPBACK}>
IMHO the deduction must leave u enough NDI to go on with daily needs and u can save some for that unexpected moment.
different locality have different cost of living.
no specific number.
if bnm issue something,its just a GUIDELINE.
the keyword is guideline which banks wil implement their own regulation amd work around the guideline to generate business.

so,
if u already have a car which dont give u problem then keep it.dont gatal2 buy another car.
if u really need a car, go for the cheapest one with the best quality.im not saying u to go buy a viva or 2nd kancil.
go find the best car u can find at the cheapest price and at the same time have good NDI.

A bit direct, but d*mn good advice. Don't get into more debt just because of the car.... smile_thumbup.gif