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Question On Insurance Claim


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#11
br1

Posted 09 February 2012 - 06:11 PM

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QUOTE (cute_boboi @ Feb 9 2012, 05:56 PM) <{POST_SNAPBACK}>
Except the natural disaster premium (not sure the price), the rest of the quote looks standard.
smile_thumbup.gif

If you do tinting, you may want to ask your insurer if the windscreen coverage can include re-tint.


Ya, forget about the re tint, use 3m easily cost 300-500 I think? will check! Thanks!

#12
vr2turbo

Posted 09 February 2012 - 08:32 PM

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QUOTE (br1 @ Feb 9 2012, 06:11 PM) <{POST_SNAPBACK}>
Ya, forget about the re tint, use 3m easily cost 300-500 I think? will check! Thanks!

I think tint can be included as long as within the sum insured...... smile_tongue.gif

#13
br1

Posted 09 February 2012 - 10:17 PM

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QUOTE (vr2turbo @ Feb 9 2012, 08:32 PM) <{POST_SNAPBACK}>
I think tint can be included as long as within the sum insured...... smile_tongue.gif


Have to check - screen, tint, trim and rubber if any - all in costs. But i dont claim even it crack, and still can drive without danger, many many cracks and chips on screen and front bumper cos i do mostly hway drive sure always kena 1.

#14
fkmfkm

Posted 09 February 2012 - 11:34 PM

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QUOTE (vr2turbo @ Feb 9 2012, 11:36 AM) <{POST_SNAPBACK}>
He claim the other party.

The question he posted is, "IF" he is under insured and someone needs to claim his insurance, what will happen?



How can someone claim his insurance ?

#15
vr2turbo

Posted 10 February 2012 - 09:46 AM

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QUOTE (fkmfkm @ Feb 9 2012, 11:34 PM) <{POST_SNAPBACK}>
How can someone claim his insurance ?

If he bang some one...... smile_wink.gif

#16
vr2turbo

Posted 10 February 2012 - 09:49 AM

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QUOTE (br1 @ Feb 9 2012, 10:17 PM) <{POST_SNAPBACK}>
Have to check - screen, tint, trim and rubber if any - all in costs. But i dont claim even it crack, and still can drive without danger, many many cracks and chips on screen and front bumper cos i do mostly hway drive sure always kena 1.

Laminated screen is still safe to drive, but depends where the crack line is.
If right in front of driver, will block the drivers view.
If don't claim, then why buy the insurance??

#17
br1

Posted 10 February 2012 - 10:33 AM

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QUOTE (vr2turbo @ Feb 10 2012, 09:49 AM) <{POST_SNAPBACK}>
Laminated screen is still safe to drive, but depends where the crack line is.
If right in front of driver, will block the drivers view.
If don't claim, then why buy the insurance??


small chips and crack little here and there, not big serious - not blocking view - safe to drive so just leave it lor....but if big crack of course will claim. but many plp dont buy to save the 15% premium and when crack will buy next year to claim it, heard from mtm chips - its works too, but doing this will make one unable to sleep well, so I like to sleep well.

#18
fkmfkm

Posted 10 February 2012 - 10:56 AM

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QUOTE (vr2turbo @ Feb 10 2012, 09:46 AM) <{POST_SNAPBACK}>
If he bang some one...... smile_wink.gif



u mean this case or generally ??? what is the TS question ?

#19
cute_boboi

Posted 10 February 2012 - 02:04 PM

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QUOTE (br1 @ Feb 10 2012, 10:33 AM) <{POST_SNAPBACK}>
small chips and crack little here and there, not big serious - not blocking view - safe to drive so just leave it lor....but if big crack of course will claim. but many plp dont buy to save the 15% premium and when crack will buy next year to claim it, heard from mtm chips - its works too, but doing this will make one unable to sleep well, so I like to sleep well.


Some insurers will require car presence on-the-spot to inspect all the windscreens if you plan to re-insure it after stopping (or did not buy last time).

"When Columbus started out he didn`t know where he was going. When he got there he didn`t know where he was and when he got back he didn`t know where he had been." - Anonymous

#20
br1

Posted 10 February 2012 - 02:08 PM

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QUOTE (cute_boboi @ Feb 10 2012, 02:04 PM) <{POST_SNAPBACK}>
Some insurers will require car presence on-the-spot to inspect all the windscreens if you plan to re-insure it after stopping (or did not buy last time).


That's good - and fair to all!!!!
so for those that insured from new (and no stop) - no need to waste their and our time to show them.